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  1. Savi Help Center
  2. Public Service Loan Forgiveness

Public Service Loan Forgiveness

Basics

  • Can I waive my grace period to begin accruing PSLF credit immediately?
  • Can I go back to school while pursuing Public Service Loan Forgiveness (PSLF)?
  • What if I’m not eligible for forgiveness? (non-501c3, Government, IDR or Re-fi)
  • What is Public Service Loan Forgiveness (PSLF), and how do I know if I'm eligible?
  • Where should I go for more information?

Payments

  • Do I have to be employed at an eligible employer when I apply for forgiveness?
  • Do $0 monthly payments count toward PSLF?
  • Can I pay ahead on my loans for PSLF?
  • Which payments qualify for PSLF?
  • Which payments do not qualify for PSLF?
  • Do nonconsecutive payments qualify?

Loans

  • Are Parent PLUS loans eligible for forgiveness?
  • Which loans count for Public Service Loan Forgiveness?
  • Can I convert my non-direct loans into qualifying direct loans?
  • Will I need to consolidate my loans into one loan with a single interest rate in order to qualify for PSLF?

Employers & Employment

  • Verified Employer Questions
  • After Your ECF is Submitted to MOHELA
  • Adding All Eligible Employers
  • Does full-time volunteer work count for PSLF?
  • Where can I work to qualify for Public Service Loan Forgiveness?
  • How is full-time employment defined?
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