Public Service Loan Forgiveness

Basics

• Loans Show As Ineligible For PSLF
• Understanding Public Service Loan Forgiveness (PSLF)
• Why am I being shown a repayment plan when I want to pursue PSLF forgiveness?
• Can I waive my grace period to begin accruing PSLF credit immediately?
• Can I go back to school while pursuing Public Service Loan Forgiveness (PSLF)?
• What if I’m not eligible for forgiveness? (non-501c3, Government, IDR or Re-fi)

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Payments

• How does the Buyback program work?
• Do I have to be employed at an eligible employer when I apply for forgiveness?
• Do $0 monthly payments count toward PSLF?
• Can I pay ahead on my loans for PSLF?
• Which payments qualify for PSLF?
• Which payments do not qualify for PSLF?

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Loans

• Are Parent PLUS loans eligible for forgiveness?
• Which loans count for Public Service Loan Forgiveness?
• Can I convert my non-direct loans into qualifying direct loans?
• Will I need to consolidate my loans into one loan with a single interest rate in order to qualify for PSLF?

Employers & Employment

• What is the Status of my ECF/PSLF Form
• Verified Employer Questions
• After Your ECF is Submitted to Federal Student Aid (FSA)
• Adding All Eligible Employers
• Does full-time volunteer work count for PSLF?
• What if I work Part Time for an Eligible Employer?

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