You’re required to recertify your IDR plan every 12 months to ensure your monthly payment remains at 10-20% of your discretionary income. When it’s time to recertify, you’ll submit an application with proof of your current income attached, and your loan servicer will update your monthly payment accordingly.
You can recertify your Income-Driven Repayment Plan through Savi. As a Savi Essential member, we'll remind you when it's time to recertify so you don't miss the deadline. To recertify, simply complete the General Info application with your most up-to-date information, and we'll send your application to your servicer to keep you enrolled.