When you enroll in an Income-Driven Repayment Plan, your monthly payments will be based on your current income and family size. If your income ever decreases though, you can submit a recalculation request to have your monthly payment updated. This ensures your monthly payment is always affordable.
Savi always recommends enrolling in an Income-Driven Plan using your current income. If you experience a loss of income in the future, Savi can help you submit the recalculation request.