Loan Questions

Repayment Plans

• Understanding the Repayment Assistance Plan (RAP) Student Loan Repayment Option
• What to Do After Your IDR Application Is Denied
• Informational chart comparing all IDR repayment plans
• What To Expect After Submitting An IDR Application

Default and Wage Garnishment

• What happens if I don't pay back my student loan(s)?
• What if my wages are being garnished?
• I am nearing/in default on my student loans. What are my options?

General

• Pros and Cons of Forbearance and Deferment
• When and why do I need to consolidate my loans?
• What should I know about taking out a Parent PLUS loan?
• Parent PLUS loans eligible for forgiveness?
• How can I lower my monthly payment?
• Am I eligible for a zero dollar payment?

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